Notice 005: November 17, 2014 – Pennsylvania

Pennsylvania House Bill 1128 effective November 27, 2014 requires an automotive dealer to a make a separate written and oral disclosure to customers who purchase GAP waiver coverage. The disclosure must state the debt cancellation agreement, i.e. GAP Addendum form, is voluntary and not required as a condition of financing. The disclosure must be completed without any blank spaces, separate from the GAP Addendum and signed by the buyer.

Click here to download a sample disclosure

Questions or concerns? Please contact Client Services at 800-849-9559 or email

Notice: 005

Click Here To View The Official Important Notice.