Wise Theft Deterrent
Benefit Levels 

ETCHWise Theft Deterrent offers two different levels of benefits -- $3,000 and $5,000. Each of these programs offers its own set of advantages, as you will see below:

$3,000 ETCHWise Theft Deterrent Benefits

 CAR RENTAL: If your vehicle is stolen, ETCHWise will reimburse you for car rental, from a licensed car rental agency only, up to $25.00 per day, maximum of 30 days or until your comprehensive theft insurance carrier provides a car or settles your loss, whichever is earlier. (Maximum ETCHWise payout for Car Rental is $75.00 over the life of the contract.)

 TRIP INTERRUPTION: If your vehicle is stolen 100 miles from home, ETCHWise will reimburse you up to $100.00 for every day you are required to be away from home, maximum of three days or up to $300.00 for one-way home airfare. Trip Interruption expenses are limited to transportation, food and lodging incurred during the first three (3) days following the theft; the first day is the day of the theft. (Maximum ETCHWise payout for Trip Interruption is $300.00 over the life of the contract.)

 TOWING REIMBURSEMENT: If your vehicle is stolen, recovered within 30 days and towed to a recovery lot, ETCHWise will reimburse you for the towing charges. (Maximum ETCHWise payout for Towing is $50.00 over the life of the contract.)

 STORAGE REIMBURSEMENT: If your vehicle is stolen, recovered within 30 days and towed to a recovery lot, ETCHWise will reimburse you for the storage charges. (Maximum ETCHWise payout for Storage is $250.00 over the life of the contract.)

 HOMEOWNER'S/RENTER'S DEDUCTIBLE: ETCHWise will pay you up to $500.00 of your homeowner's/renter's insurance policy's deductible for valuables stolen from the registered vehicle as a result of the vehicle being stolen. This guarantee does not apply to any insured loss that does not meet or exceed your homeowner's/renter's deductible. (Maximum ETCHWise payout for Homeowner's/Renter's Deductible is $500.00 over the life of the contract.)

 COMPREHENSIVE/COLLISION DEDUCTIBLE: ETCHWise will pay you up to $500.00 of your comprehensive/collision insurance policy's deductible if your vehicle is stolen, recovered within 30 days and not deemed a total loss. Repairs to the stolen vehicle must be completed and a paid receipt for the repairs must be submitted to ETCHWise within 90 days from the vehicle recovery date. (Maximum ETCHWise payout for Comprehensive/Collision Deductible is $500.00 over the life of the contract.)

$5,000 ETCHWise Theft Deterrent Benefits

 
 COMPREHENSIVE/COLLISION DEDUCTIBLE: ETCHWise will pay you up to $500.00 of your comprehensive/collision insurance policy's deductible if your vehicle is stolen, recovered within 30 days and not deemed a total loss. Repairs to the stolen vehicle must be completed and a paid receipt for the repairs must be submitted to ETCHWise within 90 days from the vehicle recovery date. (Maximum ETCHWise payout for Comprehensive/Collision Deductible is $500.00 over the life of the contract.)




 
 
Are you at risk?
A  motor vehicle is stolen in the United States every 26.4 seconds -- that's two every minute!

 
More Auto Theft Statistics:
  Vehicle theft is the most expensive property crime in the U.S.

 7.6 billion dollars is lost every year to American car owners

 Only 18% of vehicles stolen are recovered without damage

 Within the first week of a vehicle being stolen, there is only a 50% chance of recovery

 The greatest number of vehicle thefts occur in August and October

 The least amount of thefts occue in February

 Carjackings occur most frequently in urban areas. They accounted for only 3.0 percent of all motor vehicle thefts, based on Department of Justice data from 1993 to 2002 (latest available). 

 Some major insurance companies offer up to a 25% discount  on comprehensive premiums with this type of protection

 Odds of recovering a stolen vehicle are improved when police can trace the ownership of the vehicle

 ETCHWise, unlike car alarms and other protective devices, CAN NOT be removed, offering permanent protection






 
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